Health Care Costs

Celine’s yearly deductible is $500. “Last year I saw my doctor twice. I paid $300 for the visits, since it didn’t go over $500. But this year, I broke my arm. I paid $500. My HMO paid the rest. I now pay a $20 co-pay for each doctor visit.”

Health care costs are a big part of many people’s budgets. And as costs rise, they are also a national concern.

Plan fees

Plan fees can add up. Check them carefully, so you know what you will have to pay for before you get care. Ask your plan for a list of fees. HMO and PPO costs have become more complex in recent years, and prescription drug costs are an increasing expense for many people.

Understanding health insurance

Learn how health insurance works and how we pay for health care.

Spending tips

Whatever kind of plan you have, there are steps you can take to spend wisely.